Traditional Refinance

Lower your auto payment anywhere from $70 to $100 per month.*

Pay off your existing car note and replace it with a more affordable loan that fits your financial budget. Refinance with RoadLoans.com to save money right away.

What are the Benefits of an Auto Refinance?

Why Refinance?

  • Skip your auto payments for up to 60 days**
  • Lower your payments, save $850 to $1200 per year.*
  • Lower your rate if you Refinance Now

All Credit Types Accepted

  • RoadLoans approves customers of all credit types
  • We help lower payments even with bad credit
  • Previous bankruptcies, credit counseling or repossessions OK!

The RoadLoans Advantage - Free, Fast and Simple

  • Free: No application fees
  • Fast: Apply online in just minutes and get immediate confirmation
  • Simple: Once approved, download your documents, sign and return

Rest assured that when you apply, your information is safe and secure and will not be sent or sold to anyone. RoadLoans is part of Banco Santander, voted "World's Best Bank" by EuroMoney Magazine.

All our auto loans are fixed rate loans, which means your interest rate will never change. There are never any prepayment penalties, so you are free to pay off your loan quicker than originally scheduled.

RoadLoans has been an auto finance lender for more than 10 years. We finance all credit types, and specialize in financing and servicing loans for customers with less than perfect credit. RoadLoans has helped many customers refinance their cars and save money. RoadLoans is part of Banco Santander, a leading global bank. You can rest assured that when you apply your information is safe and secure and will not be sent or sold to anyone.

All or our auto loans are fixed rate loans, which means your interest rate will never change. Also, there are never any prepayment penalties, so you are free to pay off your loan quicker than originally scheduled.

* Yearly payment reduction claim is based on average payment reduction our customers experience over a year with their new loan (same or a longer term) compared to their prior yearly loan payments. Yearly payment reduction may result from a lower interest rate, a longer term or both. Your actual savings may be different. The average customer saves $79 monthly.

**Skip a Car Payment: Because the first monthly payment on your new auto loan will be due up to 30 days after the closing date, and the closing date will be 0 to 30 days after the most recent monthly due date of your existing loan, you will not have a scheduled monthly payment due for 30 to 60 days after the most recent monthly due date of your existing loan. The actual number of days you will not have a scheduled monthly payment due will vary depending on the terms of your existing loan, your payments on the existing loan, and applicable state law. Interest will accrue on your existing loan until it is paid in full. Interest will accrue on your new loan beginning on the date the loan is funded.

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