I don't have a great credit history. I needed a car, and was looking at overpriced cars at "buy here, pay here" lots in my town. I saw RoadLoans.com mentioned online as a company that offers auto loans to people in my situation. I applied online and was quickly approved for a loan, with an interest rate that was far less than a "buy here, pay here" car. It was a great feeling to walk into several car dealerships in my area, knowing that I was already preapproved and could focus on finding a vehicle instead of focusing on finding financing. I finally settled on a small local car lot, and purchased a 2008 vehicle with only 60,000 miles on it. Most of the "buy here, pay here" cars were 2001-2002 with well over 125,000 miles on them, and for the same price as my '08. The dealership was happy to work with RoadLoans, and I was able to take my car home later that day. I'd recommend RoadLoans to anyone in my situation that's looking for fair financing.