New & Used Car Loans

Apply for a car loan

Auto Refinance

Apply for a refinance

Get an instant decision and shop with confidence. **

  • Fast and Easy Process - Apply today. Shop today.
  • RoadLoans has Competitive Rates.
  • Shop empowered at the Dealer with your
    approval in hand.

Drop your rate and save money! **

  • Get up to $5,000 cash back when you refinance.
  • Skip your next car payment.
  • Lower your payment anywhere from $70 to $100 per month.
View Disclosures & Offer Information**

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Applying for car loans or auto refinancing at RoadLoans.com. It's Safe and Easy.

It's a simple 3-step application process with instant confirmation. No long waits for a decision on your car loan or refinancing application. It only takes a few minutes to complete RoadLoans' safe and easy car loans and auto refinancing application.

  • 1Apply Online Get Approved in Seconds
  • 2Download Your Loan Voucher
  • 3Go to your Dealer and Shop

There are no application fees when you apply. When your application is approved, you download the loan documents and instructions online and return the required signed documents to RoadLoans.

When you choose us as your automobile lender to purchase a new car, we'll pair you with one of our exclusive RoadLoans Dealers close to your home. All of our RoadLoans Dealers offer high-quality, fully reconditioned vehicles.

RoadLoans.com also provides valuable resources on the car buying process for prospective car buyers. We can help to prepare you for your dealership experience. Knowing what to expect before you step foot on the dealership's lot and knowing how to negotiate the price on the car you want is a must.

Not sure what kind loan will fit your budget? Our online finance calculators can help you determine which monthly payment is reasonable for your car loans and auto refinancing.

Check Mark

At RoadLoans.com, we are committed to making your car loans and auto refinancing experience easy, whether you are considering buying a new or used vehicle.

Do you have a previous bankruptcy, credit counseling or repossession on your credit report? Don't worry. We have been specializing in financing and servicing of both new and used car loans for more than 10 years for customers who have no credit or less than perfect credit. We approve loans for customers of all credit types.

There are no application fees when you apply. When your application is approved, you download the loan documents and instructions online and return the required signed documents to RoadLoans.

Man from Dealership

When you choose us as your automobile lender to purchase a new car, we'll pair you with one of our exclusive RoadLoans Dealers close to your home. All of our RoadLoans Dealers offer high-quality, fully reconditioned vehicles.

RoadLoans.com also provides valuable resources on the car buying process for prospective car buyers. We can help to prepare you for your dealership experience. Knowing what to expect before you step foot on the dealership's lot and knowing how to negotiate the price on the car you want is a must.

Not sure what kind loan will fit your budget? Our online finance calculators can help you determine which monthly payment is reasonable for your car loans and auto refinancing.

Why Roadloans.com

Are you in the market to purchase a vehicle? Do you have less than perfect credit? Welcome to RoadLoans.com.

RoadLoans is an Internet based direct lender that specializes in providing financing and servicing of auto loans for customers with less than perfect credit. Tens of thousands of people have been able to purchase the cars they want with financing from RoadLoans. At RoadLoans, we handle new and used car loans as well as auto refinancing.

If you are in the market for a new or used vehicle, RoadLoans can help streamline the purchasing process by providing you with your loan approval and paperwork before you ever step foot in a dealership. There are several advantages to securing your auto financing before you start shopping for a vehicle. Having your financing taken care of before going to the dealership means you can negotiate like a cash buyer. You also know exactly what you can afford to spend before you begin looking at vehicles, so there will be no surprises or disappointments from buying outside of your budget.

Applying for a loan is easy at RoadLoans. Visit RoadLoans.com and fill out our secure, online application. It takes only minutes to complete and a decision will be sent directly to you by email. Once approved, you take your loan approval and paperwork to a RoadLoans exclusive RoadLoans Dealer selected especially for you.

Our dealers maintain a large inventory of high quality, fully reconditioned vehicles, and they are committed to helping you find the very best deal. Your job will be to choose a 2005 model year or newer vehicle with less than 120,000 miles.* Be sure it is not a commercial, conversion or customized vehicle and that it fits your budget.
(* Term varies as determined by mileage).

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