1. Apply Now!

Apply online from the comfort of your home. The RoadLoans loan application form will take only a few minutes to complete. We will keep your information confidential and secure at all times and will not share it with any external organization in accordance with our Privacy Policy. During normal business hours, you will have your loan decision in minutes by e-mail. There is no obligation, and an approval is good for 30 days, so you have plenty of time to find the right car or truck at the price you want.

If your loan is approved, a RoadLoans Loan Specialist will contact you to discuss the terms of your loan approval and any required documents that you might need. We will overnight a RoadLoansCheck package to you, which contains all the documents you need to complete the transaction. There will be simple instructions for you and the dealer to follow. Complete the RoadLoansCheck like a personal check, which can be made payable for up to the maximum amount of your approval, to any franchised dealership within your state of residence. A franchise dealership is a car dealer authorized by a manufacturer to sell new and used vehicles. It usually represents one or more automobile manufacturers such as Ford or Honda. You can buy any new or used vehicle within our guidelines.

2. Select a Car

First you should decide on a year, make and model. Then, find out what options and features are available. Make a list of your desired options in the order of importance; it always helps when trying to negotiate. RoadLoans allows a 2002 or newer model with less than 70,000 miles. The vehicle cannot be a commercial vehicle, customized or conversion van. The vehicle cannot have a salvaged title, be a one-ton vehicle or be a motorcycle.